Honest, In-Depth Reviews of Every FNBO Card.
Effective date: June 1, 2025
Please read these Terms of Service carefully before using the frbo-card website. These terms govern your access to and use of our content, services, and editorial resources.
By accessing or using frbo-card ("Site"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you must discontinue use of the Site immediately.
frbo-card provides independent editorial reviews, comparisons, and informational content about FNBO credit card products. The Site does not issue credit cards, process applications, or act as a financial advisor. All content is for informational purposes only and does not constitute financial, legal, or credit advice.
The Site currently does not require account registration. If account features are introduced in the future, you will be responsible for maintaining the confidentiality of your credentials and all activity that occurs under your account.
frbo-card does not sell products or process payments. All credit card applications are handled exclusively by FNBO or the respective issuing bank on their own platforms. frbo-card is not a party to any transaction between you and any financial institution.
frbo-card may receive compensation through affiliate links or referral arrangements when you click through to a card issuer's site. This compensation does not influence our editorial ratings or review scores. We disclose material relationships in accordance with FTC guidelines.
All content on this Site — including text, graphics, logos, ratings, and review methodology — is the exclusive property of frbo-card and protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.
You agree not to: (a) scrape, crawl, or systematically extract Site content; (b) use the Site for any unlawful purpose or in violation of any regulations; (c) transmit malware, spam, or harmful code; (d) attempt to gain unauthorized access to any part of the Site's infrastructure.
The Site is provided "as is" and "as available" without warranties of any kind, express or implied. frbo-card does not warrant that review information is complete, accurate, or current — card terms, rates, and offers change frequently. Always verify details directly with the card issuer before applying.
To the fullest extent permitted by law, frbo-card, its owners, editors, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or reliance on, the Site or its content. Your sole remedy is to discontinue use of the Site.
The Site contains links to external websites, including card issuers and financial institutions. frbo-card is not responsible for the content, privacy practices, or accuracy of any third-party site. Accessing third-party sites is at your own risk.
frbo-card reserves the right to restrict or terminate access to the Site at any time, without notice, for conduct that violates these Terms or is otherwise harmful to the Site, its users, or third parties.
These Terms shall be governed by and construed in accordance with the laws of the State of Nebraska, United States, without regard to its conflict of law provisions. Any disputes shall be resolved exclusively in the state or federal courts located in Omaha, Nebraska.
We may update these Terms of Service at any time. Continued use of the Site after any changes constitutes your acceptance of the revised terms. We will note the effective date at the top of this page.
If you have questions about these Terms, please contact us at [email protected] or write to: frbo-card Editorial, 1234 Financial Way, Omaha, NE 68101, United States.
Not Financial Advice
frbo-card is an independent editorial resource. Nothing on this site constitutes financial, tax, or legal advice. Always consult a qualified professional before making any credit or financial decision.